How to Protect Yourself with a Contractor after a Disaster

How to Protect Yourself with a Contractor after a Disaster After a disaster that damages your home, many things will be going on in your mind. This can make it hard for you to make informed decisions. However, you can use the expertise of a contractor to help with the situation. A good contractor will help you with the insurance claim and in restoring normalcy in your home. Here are some of the things to do to ensure your protection with a legitimate and honest contractor after a disaster. Get the Insurance Company Contractor Provide a Written Estimate If the insurance company provides a contractor, make sure that they provide a written estimate. An adjuster will assess damage in your property and provide an estimate. This shows how much repair will cost you. Your insurance adjuster knows the coverage you have based on your policy. They will therefore provide proper guidance. There may be a difference in terms of the estimates from your contractor and the insurance company’s contractor. In that case, have the adjuster review your contractor’s estimate to determine if the work shall be approved. Check References and Licensing of the Contractor References are some of the first things to consider when hiring a contractor. Check reviews online and ask neighbors and friends whether they know a good contractor. Most importantly, ensure that the contractor you hire is licensed with worker’s compensation and liability insurance. An uninsured contractor exposes you to liability...

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